Unlocking
homeownership in our communities.

$3.5 million in grants and down payment assistance secured in 2025! See how we’re helping to make homeownership possible.

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A couple holding keys standing in the kitchen of their new home.

At Hometown Mortgage, we help potential borrowers like you unlock the right home financing solution for your unique needs. As a division of bankESB, a Hometown Financial Group company that also includes bankHometown, North Shore Bank, and Abington Bank, a division of North Shore Bank, we leverage our combined strength, internal shared services model and investments in technology to work with borrowers and homeowners across Massachusetts, Connecticut and neighboring states to make home financing simple and stress-free. At the same time, our commitment to community banking and local roots means we can focus on the unique needs of those who live and work in the communities we serve.

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Check Loan Status

Home Ownership Guide

Mortgage Calculators

Total Cost Analysis

Let’s get you home.

Step 1

Connect with a
lending expert

We’ll review your financial picture and home lending needs to determine your financing options. We can get you prequalified for a loan so you can start your home search knowing how much you can afford.

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Step 2

Apply for
your loan

Now that you’ve signed the purchase and sales agreement for your home, it’s time to complete your application, and we’ll send you your Loan Estimate to review.

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Step 3

Finalize your personalized loan

We’ll review your application, ensuring it meets all our guidelines. You’re almost there!

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Step 4

Close your
loan

Your loan has been approved and you’re clear to close. It’s time to schedule your closing and get you home sweet home.

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Unlocking homeownership in our communities.

Let’s get you home.

Step 1

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Step 4

Unlocking
homeownership in our communities.