Hometown Mortgage Named Eighth Largest Lender on MassHousing Top Ten List

Hometown Mortgage, a division of bankESB, has been recognized as the eighth largest lender on the MassHousing Top Ten Lenders list, underscoring the company’s continued commitment to expanding access to homeownership across the Commonwealth.

In 2025, Hometown Mortgage delivered strong lending performance while helping individuals and families achieve their homeownership goals. Over the course of the year, the company originated more than $401 million in new mortgage loans, issued over $110 million in new Home Equity Loans and Lines of Credit, and provided $3.5 million in grant and down payment assistance to qualified borrowers.

“This recognition from MassHousing is a reflection of our team’s dedication to serving our communities and helping borrowers navigate one of the most important financial decisions of their lives,” said Ryan J. Kirwin, executive vice president of Residential Lending at Hometown Mortgage. “We’re proud not only of the volume we achieved in 2025, but of the meaningful impact behind those numbers—supporting first-time homebuyers, strengthening neighborhoods, and expanding access to affordable financing options.”

The MassHousing Top Ten Lenders list highlights institutions that play a leading role in advancing affordable housing opportunities throughout Massachusetts. Hometown Mortgage’s ranking reflects its focus on responsible lending, strong community partnerships, and innovative programs designed to meet the evolving needs of homebuyers and homeowners.

In addition to the organization’s recognition, Hometown Mortgage’s regional director, Maria Luker, received individual distinction from MassHousing, ranking among the top two loan originators across Massachusetts and first in originations in Middlesex, Essex, and Norfolk counties. She also ranks among the top three lenders in Suffolk, Berkshire and Plymouth counties.

Kirwin added, “Maria’s dedication to excellence, deep knowledge of the local markets, and unwavering commitment to customers and community have played a significant role in driving the organization’s growth and reputation throughout Massachusetts.”

Banker & Tradesman also ranked Hometown Mortgage among the top ten lenders in Massachusetts across several key categories, reflecting the breadth and strength of the company’s residential lending activity. Hometown Mortgage ranked:

• Number three in non-purchase lending, including home equity loans, home equity lines of credit, and refinances
• Number six in the number of condominium loans granted
• Number eight in condominium loans by dollar volume
• Number ten in the number of single-family home loans granted

“As Hometown Mortgage looks ahead, the company remains committed to building on this momentum,” said Kirwin. “By investing in people, programs, and partnerships, we’ll continue to help unlock the door to homeownership for more residents across the state.”